Roof Repairs That Your Insurance Will Pay For

Considering filing a homeowners insurance claim for a damaged roof? Homeowners insurance may cover your roof repairs if a fallen tree damages it. Your policy may also cover roof damage caused by fire, a hurricane or tornado. Below are other things to consider when it comes to homeowners insurance and your roof damage. Types of roof damage your homeowners insurance may cover? Typically, your insurance covers your home’s structure, which includes the roof. If your roof damage is weather-related, your coverage will be determined by the age of your roof and the type of policy you hold. So, if your roof needs repairs after a hail storm or a tree that topples onto it during a windstorm, you may find that your dwelling coverage helps cover the cost, minus your deductible. If the contents of your home are ruined as the result of a covered roof claim, personal property coverage … Read More